Finding The Silver Lining

Siew Lian

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A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

How to Stay Optimistic During Hard Times

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
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Testimonials and Referral Notes

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Gerald Wong

Siew Lian had been conscientiously advising and updating me on my various insurance policies. She's very experienced and gives timely updates on the latest. I will recommend her professional insurance services to anyone who needs a "trusted insurance guardian".

Elvin Leong. Dentist. Specialists@Scotts

I've known Siew Lian for the past 4 years. She's been a great help and resource to our family's financial planning. A trusted friend indeed. Do get to know her. Would be great to have a good mind to tap on should you need an opinion.

Mun Sun & Wah Ling

Siew Lian, our Prudential agent, has served us since 2009 and we are thankful to have her assisting us with our purchases and claims. She has demonstrated professionalism and commitment in her delivery!

Karen Goh

Through Financial Planning with Siew Lian I discovered the shortfall in my major illnesses coverage and the importance of planning early for retirement.